Month by Month
February 2026
Last week only · Pre-Ramadan
2,814 DH
20.7% of salary
Only the last 5 days of February captured — salary arrived Feb 24. Very controlled: 1,000 DH to Mother, Dhenbio pack (regular pantry stock-up), utility bills.
March 2026
Full month · Ramadan 🌙
10,177 DH
74.8% · 56.5% excl. loan
Driven by the 2,500 DH loan + 1,417 DH rent. Without those two, March is 6,260 DH — reasonable for a full Ramadan month that also included IKEA and a bulk olive oil purchase.
Loan to Yassine Fatima khti — returnable on Eid Al Adha
This is a temporary outflow, not a real expense. Excluding it brings the combined total to 10,491 DH and the average monthly spend rate to 38.6% of salary — very healthy.
2,500 DH
returnable · Eid Al Adha
Key Insights
Family Support
3,027 DH
Mother (1,000), Father (1,500), Khawla (110), family utility bills (367), Oussama loan contribution (50). Consistent every month.
Food & Dining
2,767 DH
Includes Dhenbio pack (820 DH) and olive oil (500 DH) — regular pantry purchases, not Ramadan-specific. Routine food without these is ~1,447 DH across both months.
Loan Given
2,500 DH
To Yassine Fatima khti, returnable on Eid Al Adha. Not a real expense — a temporary outflow that inflates the month's spend rate.
Household & Rent
2,301 DH
Rent 1,417 DH + IKEA (cutlery + table, 663 DH net) + butangaz, spray bottles, lamp, buckets, plastic tables, key copy. Brand new category vs. 2024.
Ramadan-Specific
760 DH
Only 5.9% of spending is genuinely Ramadan-linked: dates (200), sweets for iftar (150), sadaqa for Imams (300), tarawih water (10), zakat fitr wheat (100).
Clothing
610 DH
Wife: new clothes (330), headscarf (100). You: balgha + taqiyyah from Souq elHena (180, gifted by wife). Marriage adds this layer of regular care spending.
What's Actually Ramadan-Specific
🌙 Ramadan-Specific Spending — 760 DH total
Sukari dates 3KG115 DH
Algerian quality dates 2KG85 DH
Dechrawa — cake & sweets for iftar150 DH
Sadaqa for Imams300 DH
10KG ground wheat — Zakat Fitr100 DH
Water bottles for Tarawih ×210 DH
Total Ramadan760 DH
Only 5.9% of combined spending is genuinely Ramadan-specific.
The Dhenbio pack (miel, amlou) and the 15L olive oil from Ouazzan are regular pantry purchases that happened to fall in March — they are not inflated Ramadan costs.
Without the 2,500 DH returnable loan, Ramadan added just 760 DH of extra spiritual and celebratory spending — modest and intentional.
The Dhenbio pack (miel, amlou) and the 15L olive oil from Ouazzan are regular pantry purchases that happened to fall in March — they are not inflated Ramadan costs.
Without the 2,500 DH returnable loan, Ramadan added just 760 DH of extra spiritual and celebratory spending — modest and intentional.
Combined Category Breakdown
All Categories — 12,991 DH Total
Biggest Single Expenses
How This Compares to 2024 Monthly Averages
| Category | 2024 Monthly Avg | Feb 2026 | Mar 2026 | Trend |
|---|---|---|---|---|
| Family Support | 3,907 DH | 1,367 DH | 1,660 DH | ↓ Lower than 2024 |
| Food & Dining | 480 DH | 1,201 DH | 1,567 DH | ↑ Own household + big pantry buys |
| Household / Rent | ~100 DH | 0 DH | 2,301 DH | ★ New fixed cost |
| Bills & Utilities | 241 DH | 159 DH | 580 DH | ↑ Own home bills + WiFi setup |
| Clothing | 189 DH | 0 DH | 610 DH | ★ Wife expenses added |
| Ramadan-Specific | — | 0 DH | 760 DH | ★ 5.9% of total spend only |
| Health & Medical | 737 DH | 87 DH | 0 DH | ↓ Much better health-wise |
| Personal Care | 21 DH | 0 DH | 200 DH | ★ Wife grooming items |
📝 Bottom Line
Excluding the returnable 2,500 DH loan, your real average spend rate across both months is 38.6% of salary — well within a healthy range for someone managing a home, supporting family, and going through Ramadan. Ramadan itself added only 760 DH of genuinely seasonal spending. The Dhenbio pack and olive oil are simply how you stock your pantry, regardless of the month. The main structural shifts vs. 2024: rent (1,400 DH/month), higher food budget running your own household, and wife-related expenses. Health spending is nearly zero — great sign.