Spending Insights
Category Breakdown — Yahya Rechaki — 2024/25
86,813 DH Total Tracked Spending
15 Categories Identified
38.5% Of Annual Salary on Family
Overview
Family Support
Health & Medical
Household
Food & Dining
Charity & Sadaqa
Bills & Utilities
Clothing
Transport
Health & Wellness
Other Categories
Total Spending Tracked (Feb 2024 – Jan 2025)
86,813 DH
Annual salary ~121,896 DH  ·  You spent 71.2% of your income
Monthly Average
7,234 DH
per month
Click a category to explore
Spending Distribution
Family Support
THE BIGGEST CATEGORY BY FAR
46,887 DHTotal Amount
54.0%Of Spending
38.5%Of Annual Salary
3,907 DHAvg / Month
🏠 More than half of everything you spend goes to your family. Every single month, you're consistently supporting your parents (lwalid + lwalida), your sisters (Fatima, Khawla, Khadija), your grandma Ghita, uncle Hassan, and more. This isn't just money — it's a reflection of the kind of person you are. The biggest single items were the TV (2,700 DH), kitchen reconstruction for lwalid (2,000 DH), and Khawla's dentist treatments spread across multiple months.
Monthly Distribution
Top Expenses in This Category
MonthItemAmount
May 2024TV Samsung for the family2,700 DH
Apr 2024Lwalid — chofeau + nejar repairs2,006 DH
Jun 2024Lwalid — Eid Al Adha (2 transfers)3,000 DH
Oct 2024Lwalid — multiple transfers2,800 DH
Dec 2024Lwalid — kitchen reconstruction2,000 DH
Jul 2024Khawla — full dentist treatment1,400 DH
Mar 2024Lwalid — CIH bank situation1,800 DH
Dec 2024Fatima khti1,200 DH
Jan 2025Lwalid (1,000) + Lwalida (1,000)2,000 DH
Nov 2024Lwalida (1,000) + Khawla hijab (1,000)2,000 DH
Health & Medical
2ND BIGGEST — A TOUGH YEAR HEALTHWISE
8,841 DHTotal Amount
10.2%Of Spending
7.3%Of Annual Salary
737 DHAvg / Month
🏥 2024 was a demanding year for your health. You dealt with a lung infection in March (radio + antibiotics), a serious skin condition (dermato radios + 4 types of medicines), and an ongoing multi-month dentist treatment. On top of that, Khawla's dentist treatment alone ran to 2,100+ DH spread across the year. The biggest hit was the dermato medicines from Hosni in May (800 DH) and August (645 DH).
Monthly Distribution
Top Expenses in This Category
MonthItemAmount
May 2024Dermato medicines x4 (from Hosni)800 DH
Aug 2024Dermato medicines (from Hosni)645 DH
Oct 2024Dentist (my treatment)600 DH
Dec 2024Khawla dentist operation (2 séances)900 DH
Nov 2024Khawla dentist + my dentist800 DH
Apr 2024Echographie abdominale (Clinique Larache)400 DH
Mar 2024Radio des poumons + medicaments364 DH
Aug 2024Dentist (my treatment)300 DH
May 2024Consultation dermatologue Dr Hassani300 DH
Apr 2024Consultation Dr. Afia + medicaments298 DH
Household
DOMINATED BY ONE BIG PURCHASE
6,037 DHTotal Amount
7.0%Of Spending
5.0%Of Annual Salary
503 DHAvg / Month
🏠 80% of this category is a single purchase: the washing machine (4,830 DH) in December. Without it, household spending would be just 1,207 DH across the whole year — averaging only 100 DH/month. The remaining spending covers recurring necessities like butagaz (gas), daw wlma (electricity), rent contribution, and small household items.
All Expenses in This Category
MonthItemAmount
Dec 2024Washing machine + motor + installation4,830 DH
Jan 2025Briq qahwa LAMACOM + maqla granite + parfum290 DH
Oct 2024Sokhra ldar (cleaner)100 DH
Oct 2024Papier genic + other items37 DH
Jun 20242x Butagaz100 DH
Nov 2024Daw wlma (electricity)100 DH
Apr 2024Kra dar (rent contribution)200 DH
Apr 2024Daw wlma + hdida + sabon120 DH
Jan 2025Butagaz52 DH
MultipleButagaz (various months)~202 DH
Food & Dining
CONSISTENT & REASONABLE — 4TH LARGEST
5,756 DHTotal Amount
6.6%Of Spending
4.7%Of Annual Salary
480 DHAvg / Month
🍽️ Your food spending is actually very reasonable at 480 DH/month average. Most of it is groceries from BIM, kefta from Taymosi, and coffee outings with friends. You tend to eat simple and healthy (kefta, chofan, bayd beldi, fruits). The biggest one-time food expense was the Eid pack from Dhenbio (550 DH). You enjoy coffee culture — Deliciosa is your go-to café appearing dozens of times in the data.
Top Food Expenses
MonthItemAmount
Apr 2024Pack Eid from Dhenbio (miel, amlou, argan...)550 DH
Nov 2024BIM tqadya (big shop)264 DH
Nov 2024Week in Salé — daily food expenses~258 DH
Mar 2024Ghda at Deliciosa + Tougda122 DH
Sep 20241KG kefta from Taymosi120 DH
Aug 2024Breakfast + sandwiches Deliciosa69 DH
Jun 2024Coffee + bread for group (6+ people)100 DH
MultipleRegular BIM tqadya (groceries)~480 DH
MultipleCoffee outings (Deliciosa, Lo2lo2a, Zahrae2...)~350 DH
MultipleFruits, water, snacks (gym/daily)~200 DH
Charity & Sadaqa
FAITH-DRIVEN GIVING
3,119 DHTotal Amount
3.6%Of Spending
2.6%Of Annual Salary
260 DHAvg / Month
🕌 Your charity is thoughtful and intentional. The biggest item was the AXA insurance purification (1,405 DH in March) — money you gave away as sadaqa based on a fatwa. You also donated 609 DH to Saveiman.com for mosque construction, gave recurring virements to Fatima (fi sabili llah), donated to the Sapience Institute, and contributed daw wlma (sadaqa jariya). These are all genuinely fi sabili Allah — not just habit spending.
All Charity & Sadaqa
MonthItemAmount
Mar 2024AXA Assurances purification (fatwa of Sheikh Abdessalam)1,405 DH
Jul 2024Saveiman.com — building mosques610 DH
Feb 2024Virement for Fatima × 2 (fi sabili llah)700 DH
Jan 2025Daw wlma + 50 for Oussama300 DH
Apr 2024Donation to Sapience Institute104 DH
Bills & Utilities
RECURRING & PREDICTABLE
2,897 DHTotal Amount
3.3%Of Spending
2.4%Of Annual Salary
241 DHAvg / Month
📶 WiFi is your biggest recurring bill at ~187 DH/month. You pay for two WiFi connections (Orange ~187 DH + Inwi ~87–219 DH) in some months, suggesting different locations. You also pay YouTube Family Premium (~113 DH/month from October) and phone recharges/connections for yourself and family members. The one spike was a back-payment of an old Orange bill (249 DH in August).
Bills Breakdown
MonthItemAmount
Aug 2024Orange WiFi back payment (old facture)249 DH
Feb 2024Inwi Caza WiFi (first mention)219 DH
MultipleOrange WiFi (~187 DH recurring)~1,122 DH
MultipleInwi WiFi (various months)~260 DH
Oct–JanYouTube Family Premium (~113 DH/month)~452 DH
MultiplePhone recharges + connections (me + family)~290 DH
Clothing & Fashion
SEASONAL — MAINLY EID & SUMMER
2,263 DHTotal Amount
2.6%Of Spending
1.9%Of Annual Salary
189 DHAvg / Month
👘 Clothing spending is heavily concentrated in 3 months. March was Eid Al Fitr (jelaba, qandora, belgha, perfume — 650 DH). August was a summer shopping spree in Tangier — you bought clothes from DEFACTO and KOTON at Socco Alto, totalling 1,123 DH in one trip. January 2025 added 250 DH from Mohamed mol ktoba. Outside these periods, you spend almost nothing on clothes.
All Clothing Purchases
MonthItemAmount
Mar 2024Jelaba + qandora + belgha + perfume (Eid Al Fitr)650 DH
Aug 2024DEFACTO Socco Alto — srwal + tshirt448 DH
Aug 2024KOTON Socco Alto — sweetshirt + shorts + tanktops347 DH
Aug 2024DEFACTO Socco Alto — tshirt + polo + short328 DH
Jan 20253 srawal + 2 perfume khamra + tagiya250 DH
Jun 2024Sandala smati + malabis dakhiliya180 DH
Jun 2024Malabis dakhiliya (t-shirt + short)60 DH
Transport
TRAINS + TAXIS — NO CAR COSTS
2,033 DHTotal Amount
2.3%Of Spending
1.7%Of Annual Salary
169 DHAvg / Month
🚆 You travel a lot by train — mostly between Ksar Kebir, Salé/Rabat, and Tangier. You frequently buy tickets for family members too (lwalid, lwalida, khawla, oussama). Grand taxis appear for Larache and Wazan routes. The most expensive single transport was a TGV Kenitra–Tangier ticket in December (170 DH). Overall transport is very lean — no car, no fuel, no insurance.
Notable Transport Expenses
MonthItemAmount
Dec 2024TGV Kenitra → Tangier170 DH
Nov 2024Train tickets lwalid + lwalida (return trip to Salé)122 DH
Aug 2024Train Khawla + Lwalid to Salé119 DH
Nov 2024Week trip to Salé (train tickets)108 DH
May 2024Grand taxi Ksar → Wazan (with family)105 DH
Jun 2024Train Ksar ↔ Salé (both ways)144 DH
Jul 2024Train tickets for lwalida + lwalid × 2 trips to Meknes112 DH
MultipleKsar ↔ Tangier train tickets (me)~220 DH
MultiplePetit + grand taxis (various)~400 DH
Health & Wellness
GYM — CONSISTENT COMMITMENT
1,750 DHTotal Amount
2.0%Of Spending
1.4%Of Annual Salary
200 DHAvg / Month
💪 You pay gym fees almost every month — consistently 200 DH, sometimes 250 DH. This shows you take fitness seriously. You mention "stay fit" as the comment for February and March. The gym noted raised prices by 50 DH in August. Note: Gym fees are separate from water bottles and snacks you buy when going to the gym (those are in Food & Dining). This is a healthy, worthwhile spend.
Gym Fees by Month
MonthItemAmount
Feb 2024Gym fees (stay fit)200 DH
Mar 2024Gym fees (stay fit)200 DH
Apr 2024Gym fees (16 April)200 DH
Jul 2024Gym fees200 DH
Aug 2024Gym fees (zado 50dh yawdi yakhay)250 DH
Oct 2024Gym fees + different stuff700 DH
Debt & Credits
2,380 DHTotal · 2.7%
Credits repaid to Oussama (800), Omar (680), Hassan (500), Sohaib (300). Also credit given to Fatima khti that you don't expect back.
Mar 2024Oussama (credit from when you were a stagiaire)800 DH
Nov 2024Omar680 DH
Apr 2024Hassan500 DH
Apr 2024Sohaib300 DH
Jun 2024Oussama repay100 DH
Tech & Gadgets
981 DHTotal · 1.1%
Mostly freelancing experiments (UpWork, Freelancer.com) and a Windows+Office pack for Hassan. Interesting: you tried to launch a freelancing career in April — UpWork Plus membership + connects + English test.
Oct 2024Windows 11 + Office 2021 for Hassan476 DH
Apr 2024UpWork Freelancer Plus membership207 DH
Jan 2025Wireless earphones100 DH
Feb 2024Mouse from Jumia94 DH
Apr 2024English test on Freelancer.com57 DH
Travel & Trips
2,796 DHTotal · 3.2%
Two big trips in January 2025: First week (Jan 25 – Feb 2) = 2,134 DH. Second week (Ouazzan) = 661 DH. These are grouped lump-sum entries rather than itemized.
Personal Care
252 DHTotal · 0.3%
Barely anything — diffuseur parfum (86 DH), 7amam visits (30 DH), parfum toillet from BIM (30 DH), za3za3, haircut (20 DH). You spend almost nothing on personal care, which is impressive.